19 yr old college student wanting to buy a motorcycle, but need advice! (PLEASE HELP)?

19 yr old college student wanting to buy a motorcycle, but need advice! (PLEASE HELP)?

BACKGROUND: I am a 19yr old sophomore at NC State, and I have a car on campus. I have to park 1.5 miles from my dorm, but there is motorcycle parking right near. I work about 35hrs a week off campus, and am dreading the troop to my car. I am paid about $400 every other week working for a rental company, and I also receive $100 every other week from my internship. (have had both jobs for roughly 2 months) FINANCIAL SITUATION: I have $600 saved and have been quoted at around $500 for one year of motorcycle insurance. A motorcycle parking pass near my dorm is roughly $20 yr, and I have been wanting a motorcycle so now is my excuse to get one. I was planning to pay off one year of motorcycle insurance, finance a $3000 bike--2014 Honda From, just something to play around on--(but since I earn so much, i can pay off the bike within 6 months. BUT I HAVE NO CREDIT!!! MY QUESTIONS: 1. Where is a good place to obtain a cheap loan, with no cosigning or credit? 2. How should I go about getting my motorcycle license? If I drive the bike I am thinking of purchasing up there, I may get a ticket 3. Can someone please give me some advice?? Ps, HYPOTHETICALLY, if all went my way: I could get a loan/financing at a dealership, get the bike back to my friends house (to keep there since i need a motorcycle license to purchase a motorcycle parking pass), take the road test to get my license ^OR^ get it insured, get license, buy parking pass, live happily ever after.

 

BEST ANSWER: Try this site where you can compare quotes:insure-cheap.info

 

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BACKGROUND: I am a 19yr old sophomore at NC State, and I have a car on campus. I have to park 1.5 miles from my dorm, but there is motorcycle parking right near. I work about 35hrs a week off campus, and am dreading the troop to my car. I am paid about $400 every other week working for a rental company, and I also receive $100 every other week from my internship. (have had both jobs for roughly 2 months) FINANCIAL SITUATION: I have $600 saved and have been quoted at around $500 for one year of motorcycle insurance. A motorcycle parking pass near my dorm is roughly $20 yr, and I have been wanting a motorcycle so now is my excuse to get one. I was planning to pay off one year of motorcycle insurance, finance a $3000 bike--2014 Honda From, just something to play around on--(but since I earn so much, i can pay off the bike within 6 months. BUT I HAVE NO CREDIT!!! MY QUESTIONS: 1. Where is a good place to obtain a cheap loan, with no cosigning or credit? 2. How should I go about getting my motorcycle license? If I drive the bike I am thinking of purchasing up there, I may get a ticket 3. Can someone please give me some advice?? Ps, HYPOTHETICALLY, if all went my way: I could get a loan/financing at a dealership, get the bike back to my friends house (to keep there since i need a motorcycle license to purchase a motorcycle parking pass), take the road test to get my license ^OR^ get it insured, get license, buy parking pass, live happily ever after.

 

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Hi, I just got married. I am 30 and she is 23. I pay about $76 a month on my car , she pays about $125 and both are full coverage. Mine is with Geico and hers is with some other company. I will get a quote in a few days, but I was just interested, as to what our insurance rate will be when we combine, probably with Geico. Is hers going to make it very high or what can I expect. Thanks.

 

 

Cheap car insurance with a claim?

I've had an unlucky year, my first car got written off, and just recently i've had my second car stolen and not recovered. This has happened in the space of a year, and i have nearly had my licence one year. What are my options to get insured as cheap as possible? are there any insurance companies out there that specifically insure young drivers or drivers with claims?

 

 

Where can I get some good cheap SR-22 insurance?

I'm in the Chicago area. I need SR-22 insurance as it's required by the state. My license was suspended and it expired soon afterward. I trying to get my license back. So I need SR-22 insurance for someone who was an expired suspended license. I don't own any vehicles either.

 

 

What are the best Car Insurance Websites online?

There are tons of car insurance websites, how do I know which will give me the lowest insurance?

 

 

Switch auto insurance from USAA to Nationwide?

If the policy quoted by Nationwide was ~35% cheaper than what USAA would give, for the exact same coverage, would you switch? Why or why not?

 

 

Which is the best car insurance coverage for an affordable price?

Right now I am insured with Allstate. I am under an Allstate plan called the gold protection plan in which I will be eligible for a new car if there is an accident. I think I am paying a liitle too much for car insurance. I have a 2004 Honda civic and a 2006 Honda civic. Both cars has full coverage. Does a two year old car need full coverage. I am a safe driver and so far there have been no accidents. But two times some one came and hit my older car and both times the damage was covered under the other party's insurance. Is comprehensive coverage enough for me or is it a good idea to keep the full coverage. Any recommendation.

 

 

What cool yet cheap car is suitable for a 17 year old boy?

I was thinking a classic mini cooper maybe? they got really cheap insurance but tbh I shudder probs look at life insurance not car insurance. I saw the MG ZR and that's cheap and looks good and with airbags... what do u reckon?

 

 

What is a good affordable health insurance policy/company?

I need health insurance but I can't afford most policies. My husband doesn't make a lot and the insurance he can get through his job is just too costly. Can anyone help?

 

 

Car Insurance Cancellation Question?

My father's car insurance was canceled for non-payment. He pays for the insurance every six months. Apparently they stopped mailing him bills and sent a bill to his email account. It was an old out of date email account. The sent the notice of cancellation to this email account as well. Since, he no longer has that email account he didn't get either notifications. He has 3 cars under this policy and has been a customer for over 30 years. The insurance company told him that he would have to pay for the months (Aug - Dec) that he was not covered in order to reinstate the policy. This seems unfair to me. He wasn't covered during those months and they wouldn't have paid a claim so why does he need to pay for it? Anyone with any advice would be greatly appreciated.

 

 

Can a lie about having historical plates for cheaper insurance?

When trying to get a quote from progressive online, it asks whether the motorcycle is registered as a historical vehicle. If I click yes the insurance is 50% cheaper than normal. Can I just click yes and buy then insurance, then register my bike? I don't have much money, and I only want to ride it for 2 months before I move.

 

 

How do I get my health insurance company to cover hiv testing?

HIV testing is now covered under the affordable care act. I went to my ob/gyn for my pregnancy and he ordered hiv testing but I got a bill from the lab for the full cost of the test. ...show more

 

 

How much, on average, is contents insurance?

I'm attending university soon and I will be flatting. I want to get contents insurance for my belongings. I will be taking $10,000 worth of things with me (Clothing, Shoes, Accessories, Laptop, iPod, Bedding, Books, small shelves, clothing rack etc) What is the average cost for insurance per week? Any answer will help. I'm working out my budget! Thanks in advance.

 

 

Where can I get some car insurance from?

Insurance for a 1998 ford explore

 

 

Who is the Blonde looking for better insurance rates in the progressive insurance commercial.?

She works alongside Stephanie Courtney in the progressive insurance company commercials.

 

 

Nissan GTR for a teenager?

Hey everyone, I am a 16 year old who runs a photography business in Nashville, TN. I have been saving up for a car for the last 7 years, originally for a BMW M3 or Audi S5. I have amassed about $25,500 to spend on the car, and have a steady income to pay for insurance and gas. There was a recent question asking whether it would be safe to give a child like myself a car like the M3 or the Nissan GTR. However, I feel as though such a generalized statement is grossly inappropriate. I feel that responsibility in an automobile should fully be determined by ones own experience and responsibility, as opposed to strictly ones age. For example, I have shifter cart racing experience, have taken multiple high performance driving courses from some of the best. (Truly recommend Bondurant's program BTW). I have over a 4.0 GPA, and am editor and director of an online magazine and our school's paper. I make a decent wage from a job and business that I created myself, and have learned marketing and advertising from some of the best in the field (anyone heard of the oldspice commercials?). My own determination has lead to success and my ability to reward myself with a highly exclusive and phenomonal driving machine. On the other hand, no one would doubt the maturity or ability of a man thrice my age attempting to buy the same vehicle, who had never driven on a track, who had never used ABS, and who had never learned the evasive driving techniques necessary to driving such an automobile. Herein lies the problem. In the previous discussion on this same topic, the driving of a GTR by someone my own age was likened to handing someone like myself a loaded .44 Magnum. However, this in itself is a stereotype. I am a nationally ranked rifle competitor who knows how to build, much less safely use, a .44 Magnum. I am a member of USA Shooting and the NRA and CMP competitive shooting divisions. How is handing me a loaded .44 any less safe than handing some retired man who has never held a gun the same pistol? I am at a loss for the logic in that situation. Is my inherent danger of being 16 such a risk as to counteract my own experience and track record of responsibility? SO back to my actual question. 1. If I purchased it, would you disapprove of allowing me to drive a car such as the GTR. and 2. Would you purchase a 2009 GTR, an 2008 M3, or a 2010 Jaguar XF? Why? Thanks in advance!

 

 

Car insurance and Road Tax?

How many cars can be covered with a fully comp.insurance cover ... and road tax Is a person with a fleet of vehicles allowed to run a business for repairing and selling cars in a no through road, which is also taking up space for visitors and residents (who have to pay community tax) to park.

 

 

Why are insurance companies such bastards?

I could never figure out why people screw their insurance companies when they can. Well now I know. They are a bunch of ethic-less, principle-less bastards. So go for it, screw them when you can for all you can. You can be assured they will do it to you first wether you are honest or not.

 

 

I dont want to pay for car insurance... is there any way around it? LOL?

I know it sounds crazy and I need insurance but is there anyway to avoid paying it... at least for just a month? I have the cheapest plan possible but its still killing me financially every month! Do you think allstate has a low income program? Do ANY of the insurance companies....?

 

 

NJ auto insurance (NJCURE), anyone ever have any problems with them?

The new insurance offered to NJ (because our rates are the highest in the nation), anyone ever use them or have any problems with them? Any advice I would appreciate.

 

 

Motorcycle insurance/registration in IL?

Do I need insurance to register my motorcycle in the state of IL? I know I don't need insurance to register it at the currency exchange, but it's cheaper at the DMV so I rather go there, I just don't know if I need proof of insurance.

 

 

How much does it cost to insure a 1987 Porsche 924?

Im just about to buy the car for $1000. I am 19 yrs old and living under my moms rules. she said i am not allowed to have this car, because we cannot afford insurance at the moment. So i would be paying for a fraction or all of it myself. i was wondering what the price to insure it would be. thanks ahead of time

 

 

If im 19 and living with my parents still will getting a motorcycle affect there insurance?

I want to get my own policy but my parents are worried that it will still raise there insurance because i live with them i just need to kno if this will make there insurance more expensive and an idea of how much insurance will cost im im getting a new honda cbr 250r

 

 

How much will my auto insurance go up(rough idea) if I get a job where I would use my car?

Just curious what range it might fall in. My premium with state farm is very low, about $70 a month with full coverage on a 1994 3000GT. Milage would be like 125 a day.

 

 

What company provides the cheapest car insurance?

The cheapest I've found for a 20 year old male driving a jeep cherokee is 974 6 months paid in full on the general car insurance. Are there any cheaper places?

 

 

How do you handle car insurance on a road trip with multiple drivers?

I'm going on a road trip from Canada to the US, and we have four people driving (including the owner of the car). Since any accident (no matter the driver) will impact the insurance of the car owner, what's the best way to deal with an accident? Driver agrees to pay direct costs associated, if anything were to happen? (though it may still impact their car insurance premiums in the long term?) Pre-pay an informal fee like $100, and if an accident happens you are absolved? If no accident, then it's free money for the car owner? How do you equitably handle it? The trip hasn't happened yet, but I figure it's best to iron out issues now rather than when it actually happens, then we become bitter enemies.

 

19 yr old college student wanting to buy a motorcycle, but need advice! (PLEASE HELP)?

BACKGROUND: I am a 19yr old sophomore at NC State, and I have a car on campus. I have to park 1.5 miles from my dorm, but there is motorcycle parking right near. I work about 35hrs a week off campus, and am dreading the troop to my car. I am paid about $400 every other week working for a rental company, and I also receive $100 every other week from my internship. (have had both jobs for roughly 2 months) FINANCIAL SITUATION: I have $600 saved and have been quoted at around $500 for one year of motorcycle insurance. A motorcycle parking pass near my dorm is roughly $20 yr, and I have been wanting a motorcycle so now is my excuse to get one. I was planning to pay off one year of motorcycle insurance, finance a $3000 bike--2014 Honda From, just something to play around on--(but since I earn so much, i can pay off the bike within 6 months. BUT I HAVE NO CREDIT!!! MY QUESTIONS: 1. Where is a good place to obtain a cheap loan, with no cosigning or credit? 2. How should I go about getting my motorcycle license? If I drive the bike I am thinking of purchasing up there, I may get a ticket 3. Can someone please give me some advice?? Ps, HYPOTHETICALLY, if all went my way: I could get a loan/financing at a dealership, get the bike back to my friends house (to keep there since i need a motorcycle license to purchase a motorcycle parking pass), take the road test to get my license ^OR^ get it insured, get license, buy parking pass, live happily ever after.

https://www.linkedin.com/pulse/i-have-been-under-paying-national-insurance-years-recently-valdez/